I am a social being. It means a great deal to me to sit over a leisurely two hour lunch with my “girls” and dine and chit chat about life. Recently, I started taking stock of the amount of money and time that I was spending each week to have such a privilege. I also found that I could increase my productivity and save money at the same time.
So I put it to a test. This week, I stayed my butt at home.
I have increased my productivity. I even met with a few clients this week and I made some pocket money. I did not spend it right away, I held on to it. This 90 day cash only challenge is making me think. let me share with you how much I am really giving thought to what I am doing.
I had to meet a client for lunch. There was the salad bar option for $6.50, a fruit plate for $4.50 and of course the full meal for $7.50. I can spend $10 on lunch, I being frugal, I’m not poor. This is where you will be very proud of me.
I have salad at home. I can make an Artesian salad with fresh cukes, Arugula, feta, cranberries and vine ripened tomatoes. I am only mildly hungry. I ordered a tuna on rye with chips and water with lemon for $3.50. This leaves $16.50 of my weekly lunch budget. I know right! Normally, I would have indulged myself feeling as if I earned this money, I should be able to spend it anyway I want. It’s true, I can, and I can also stay strapped.
Perspective is everything.
I am enjoying my Cash only challenge. I am learning a great deal during this 90 day process and am ready to move forward.
This week the process includes tracking my money.
|Paid in Cash||Paid by Check or Dedit||Auto Pay from Bank Account|
Heading online to check my beginning of the month auto bills pay, because again perspective is everything.
What I learned about money today: Treasury Notes are called T-Notes, which earn a fixed rate of interest every six months until maturity. You can buy T Notes and they are issued in 2,3,5,7 or ten year terms.
- Whole Grains for Lunch: 15 Hearty, Satisfying Lunch Salads – Recipes from The Kitchn (thekitchn.com)
- Break your lunchtime spending habit (swiftsavings.com)
- Changing Your Financial Perspective & More Tips with Our DealPros (savings.com)
- Winter Cleanse 2013: Week One (katieatthekitchendoor.com)